Earn 5.09% APY on your money

The no-lose investment. Open a First5 savings account and earn big!

Now you can earn 5.09% APY on your first $500 at STCU, with no fears of ever losing your principal investment.

It's easy to open a First5 account. Just sit back and watch your savings grow.

  • Federally insured
  • No minimum to open, no fees
  • One account per member 
  • 24-hour online and telephone access

Save for an emergency. Save for the baby or a household appliance that's sputtering. How about new tires or college tuition? Maybe a vacation, an iPad, or granny's 100th birthday? The possibilities are endless.

When you're earning 5.09% APY, your money grows fast. You can add more to your account at anytime, compounding your money even faster for maximum savings.

Three ways to open your First5 account:

  • If you're new to STCU, join us online. You can deposit money from your bank or credit card to open your First5 Savings Account.
  • If you're already a member and live in the greater Spokane area, visit any of our convenient branch locations.
  • If you're too distant to see us in person, call or chat during business hours to have account-opening documents mailed to you.

STCU deposits are federally insured to $250,000. Open your First5 savings account today!

The fine print is over here

*APY=Annual Percentage Yield. This rate is effective October 1, 2011, and applies to the first $500 deposited in a First5 Savings Account. Balances above that earn 0.25% APY. Rates are subject to change. One First5 account per person, but it's a great idea to also open one for your son, daughter, grandchild, or spouse. No minimum balance and no penalty for withdrawals. It is, after all, your money. STCU membership is required and fees could reduce earnings.