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    <title>STCU News Archive</title>
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    <description>Here's the latest financial and STCU news. As an added benefit to our members, we provide information about financial trends, details about the outstanding STCU services, and the latest news for STCU members.</description>
    <dc:date>2012-02-04T00:06:58-08:00</dc:date>
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      <rdf:Seq><rdf:li resource="http://beta.stcu.org/news/boat_show_special_2012.html"/><rdf:li resource="http://beta.stcu.org/news/cashback.html"/><rdf:li resource="http://beta.stcu.org/news/turbotax2011.html"/><rdf:li resource="http://beta.stcu.org/news/commercial_realestate_referral.html"/><rdf:li resource="http://beta.stcu.org/news/2011_presidents_premium.html"/><rdf:li resource="http://beta.stcu.org/news/four_members_towatch.html"/><rdf:li resource="http://beta.stcu.org/news/change_your_address_atSTCU.html"/><rdf:li resource="http://beta.stcu.org/news/paper_bonds_end.html"/><rdf:li resource="http://beta.stcu.org/news/text_for_ATM.html"/><rdf:li resource="http://beta.stcu.org/news/balancetransfer.html"/><rdf:li resource="http://beta.stcu.org/news/record_high_credit_card_rates.html"/><rdf:li resource="http://beta.stcu.org/news/avoid_RegD_fee.html"/><rdf:li resource="http://beta.stcu.org/news/loans_that_save_money.html"/><rdf:li resource="http://beta.stcu.org/news/ready_for_a_disaster.html"/><rdf:li resource="http://beta.stcu.org/news/why_savingrates_dropped.html"/><rdf:li resource="http://beta.stcu.org/news/surefire_ways_tomaximize_yourdividends.html"/><rdf:li resource="http://beta.stcu.org/news/what_todo_when_you_retire.html"/><rdf:li resource="http://beta.stcu.org/news/moneycoach_paying_for_education.html"/><rdf:li resource="http://beta.stcu.org/news/opt_in_now.html"/><rdf:li resource="http://beta.stcu.org/news/apartment_loans.html"/><rdf:li resource="http://beta.stcu.org/news/nocost_homeloan.html"/><rdf:li resource="http://beta.stcu.org/news/twitter.html"/></rdf:Seq>
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  <item rdf:about="http://beta.stcu.org/news/boat_show_special_2012.html">
     <title>Boat show rate discount is back!</title>
     <link>http://beta.stcu.org/news/boat_show_special_2012.html</link>
     <description>Buy a boat at the Spokane National Boat Show, January 28-February 4,&nbsp;2012, and get an STCU loan&nbsp;as low as 3.24% APR!* Learn more.</description>
     <dc:date>1/27/2012 10:50:01 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/cashback.html">
     <title>1% cash back on your loan</title>
     <link>http://beta.stcu.org/news/cashback.html</link>
     <description>Get 1% cash back when you move your car, boat, or RV loan to&nbsp;STCU. It's the easiest money you'll ever make. Learn more.</description>
     <dc:date>1/19/2012 3:07:41 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/turbotax2011.html">
     <title>Do your taxes for free</title>
     <link>http://beta.stcu.org/news/turbotax2011.html</link>
     <description>Ready to begin preparing your 2011 income tax return? Get an early start now at TurboTax.</description>
     <dc:date>1/17/2012 7:46:18 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/commercial_realestate_referral.html">
     <title>Your referral could be worth $100</title>
     <link>http://beta.stcu.org/news/commercial_realestate_referral.html</link>
     <description>Refer a commercial real estate loan to STCU and you could earn $100. Learn more.</description>
     <dc:date>1/4/2012 2:30:00 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/2011_presidents_premium.html">
     <title>25 grand reasons to save</title>
     <link>http://beta.stcu.org/news/2011_presidents_premium.html</link>
     <description>Deposit rates keep tumbling. Lock in 1.66% APY on your savings today, with a President's Premium certificate from STCU! Learn more.</description>
     <dc:date>12/21/2011 11:38:08 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/four_members_towatch.html">
     <title>Four members to watch</title>
     <link>http://beta.stcu.org/news/four_members_towatch.html</link>
     <description>Every member is a star at STCU. And each one has a story. Here are four worth watching.</description>
     <dc:date>11/1/2011 9:39:47 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/change_your_address_atSTCU.html">
     <title>Moving? Give us your change of address</title>
     <link>http://beta.stcu.org/news/change_your_address_atSTCU.html</link>
     <description>Have you moved? Are you moving? Your&nbsp;change of&nbsp;address at the Post Office does NOT change your address at STCU. Avoid delays receiving tax statements and other documents. Please notify STCU today of any change of address! Learn more.</description>
     <dc:date>2/2/2012 8:58:11 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/paper_bonds_end.html">
     <title>Saving bonds go digital</title>
     <link>http://beta.stcu.org/news/paper_bonds_end.html</link>
     <description>After 70 years of offering the purchase of paper U.S. Savings Bonds at its branch locations, STCU will end this service on January 1, 2012, when the Treasury Department switches to digital bonds only. Learn more.</description>
     <dc:date>1/5/2012 11:48:13 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/text_for_ATM.html">
     <title>Text for a surcharge-free ATM</title>
     <link>http://beta.stcu.org/news/text_for_ATM.html</link>
     <description>Members of STCU and other credit unions can text message on their mobile device to locate the nearest ATM. Here's how.</description>
     <dc:date>10/18/2011 11:39:50 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/balancetransfer.html">
     <title>Resolve to lower your debt</title>
     <link>http://beta.stcu.org/news/balancetransfer.html</link>
     <description>Transfer your balances to an STCU Visa&reg; and get 6.9% APR* for the life of your balance transfer.&nbsp;Offer ends Dec. 31, 2011. Learn more.</description>
     <dc:date>1/3/2012 3:07:00 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/record_high_credit_card_rates.html">
     <title>U.S. credit card rates hit record high</title>
     <link>http://beta.stcu.org/news/record_high_credit_card_rates.html</link>
     <description>Interest rates on new credit cards nationwide are at a record high of&nbsp;14.94% APR, a research organization has found. But across the Inland Northwest,&nbsp; members of STCU are reducing their cost of debt with 6.9% APR balance transfer of non-STCU loans and credit cards. Learn more.
<P>&nbsp;</P></description>
     <dc:date>9/8/2011 5:03:34 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/avoid_RegD_fee.html">
     <title>$5 fees worth avoiding</title>
     <link>http://beta.stcu.org/news/avoid_RegD_fee.html</link>
     <description>Is it possible to trigger a fee on a deposit account? Yes, thanks to the Federal Reserve's Regulation D, an old law that limits the number of "remote" transactions you can make each month to six on your money market or saving accounts. Learn how to avoid the fee.</description>
     <dc:date>11/10/2011 10:29:50 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/loans_that_save_money.html">
     <title>Can a loan save you money?</title>
     <link>http://beta.stcu.org/news/loans_that_save_money.html</link>
     <dc:date>7/12/2011 8:54:21 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/ready_for_a_disaster.html">
     <title>When disaster looms, expect the worst at Ready.gov</title>
     <link>http://beta.stcu.org/news/ready_for_a_disaster.html</link>
     <description>River rising? Tornadoes forming? Wildfire burning?&nbsp;Whatever the disaster, there's a plan at Ready.gov, the&nbsp;website that always expects the worst.&nbsp;Time&nbsp;to assemble a personal disaster plan, including&nbsp;financial preparedness&nbsp;at STCU. Learn more.</description>
     <dc:date>6/14/2011 8:39:17 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/why_savingrates_dropped.html">
     <title>Why saving rates have dropped</title>
     <link>http://beta.stcu.org/news/why_savingrates_dropped.html</link>
     <description>While the cost of living continues to go up, federally insured savings rates at most banks and credit unions keep going down. Why? Learn more at STCU.</description>
     <dc:date>10/18/2011 11:46:43 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/surefire_ways_tomaximize_yourdividends.html">
     <title>Two investments that never lose</title>
     <link>http://beta.stcu.org/news/surefire_ways_tomaximize_yourdividends.html</link>
     <description>To successfully save money for your future, you need to know where the bargains are. Here are two ways for you to get the most out of your federally insured deposits at STCU. Learn more.
<P>&nbsp;</P></description>
     <dc:date>10/18/2011 11:47:39 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/what_todo_when_you_retire.html">
     <title>What will you do when you retire? MoneyCoach advice</title>
     <link>http://beta.stcu.org/news/what_todo_when_you_retire.html</link>
     <description>When someone says you should plan for retirement, you may think they mean "save your money." But for most people, the key to a happy and fulfilling retirement is to stay busy, says MoneyCoach, a free financial education service for members and friends of STCU. Learn more.</description>
     <dc:date>4/25/2011 8:30:38 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/moneycoach_paying_for_education.html">
     <title>Paying for education: MoneyCoach advice</title>
     <link>http://beta.stcu.org/news/moneycoach_paying_for_education.html</link>
     <description>Get the truth on how to plan and pay for a college education at MoneyCoach, a free online financial education service for STCU members and friends. Learn more.
<P>&nbsp;</P></description>
     <dc:date>3/31/2011 3:22:55 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/opt_in_now.html">
     <title>Never be denied! Opt-in now</title>
     <link>http://beta.stcu.org/news/opt_in_now.html</link>
     <dc:date>4/11/2011 12:47:32 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/apartment_loans.html">
     <title>Multi-family housing loans available</title>
     <link>http://beta.stcu.org/news/apartment_loans.html</link>
     <description>People always need a place to live. With low rates and funds readily available, STCU offers an excellent opportunity to invest in apartment buildings with a multi-family housing loan. Learn more.</description>
     <dc:date>10/19/2011 4:26:56 PM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/nocost_homeloan.html">
     <title>Get a $0 cost home loan</title>
     <link>http://beta.stcu.org/news/nocost_homeloan.html</link>
     <description>Lock in a low mortgage rate and refinance at STCU with $0 closing costs. Learn more.</description>
     <dc:date>12/1/2011 11:33:38 AM</dc:date>
  </item><item rdf:about="http://beta.stcu.org/news/twitter.html">
     <title>We're on Twitter</title>
     <link>http://beta.stcu.org/news/twitter.html</link>
     <description>Even a credit union can have personality. Thats why we're on Twitter. Learn more.</description>
     <dc:date>12/6/2011 10:22:15 AM</dc:date>
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