Auto, RV and boat loans

Great rates, custom-fit financing to match your budget

Sail away with the watercraft of your dreams or slip behind the wheel of a new fuel-efficient car, with a "custom-fit" loan from STCU.

Tap into our low rates for the new or used vehicle or RV of your choice. We'll help you to get the loan, term, payment and interest rate that's right for you. Just ask us or apply online right now.

Need help determining the value of your vehicle?

Visit the official site of the National Automobile Dealers' Association.


Benefits and Features

Competitive rates. As a member-owned financial institution, we keep our rates as low as possible.

No fees. Up-front loan fees? We don't charge them.

Affordable payments. STCU offers terms up to 72 months on auto and trucks; even longer on recreation vehicles.

No down payment? STCU offers 100% financing, including tax and license, for most new and used vehicles on approved credit for qualified borrowers. Call us at (509) 326-1954.

Automatic payments. Set up automatic loan payments from an STCU checking or savings account and receive a 0.50% annual percentage rate discount! The discount applies at the time of the loan origination.

Credit card discount. Do you own an STCU Visa credit card in good standing? If so, you may qualify for an additional discount on your STCU auto or RV loan. Get details here.

AutoDraft pre-approval. Get preapproved for your loan and we'll issue you an "Autodraft" check, giving you the confidence of a cash buyer. Autodraft checks can be used at any dealership (not available for private party purchases).

Discount auto insurance. Call Rusty Docherty at (509) 344-2337 or visit the Andre-Romberg's website for member-only discounts on your auto insurance.

Protect against mechanical breakdown. Protect against the high costs of auto repairs with a vehicle service agreement (VSA).

Extended lending hours. STCU loan officers are available by phone until 7 p.m. weekdays at (509) 326-1954 (select the "loan option" to direct your call to our Lending Center.) We welcome your after-hours calls!

STCU