Evenings and weekends—not just weekdays—are when many people get serious about buying a home. That’s when you need answers to important questions about financing a home loan:
Visit the STCU Mortgage Center! It's an online place that lets you generate your own estimates—and get answers to your most critical questions.
There’s no cost and no obligation. You’ll be pleasantly surprised at the rich and powerful features at the Mortgage Center. Try it for yourself!
Apply for a mortgage right now. In as little as 20 minutes, you can complete your online mortgage application. An STCU home loan professional will contact you within 48 hours to answer any questions and provide guidance along the way.
Once approved for your home loan, you can lock in your rate!
Sign up for STCU’s Rate Watch. Rate Watch is an automated service that sends you an e-mail when mortgage rates change. We’ll even alert you if a rate drops to the point you're looking for.
Within seconds, the STCU Mortgage Center can provide an estimate of what a mortgage likely will cost. Right from your computer! No phone call, no trip to the nearest STCU branch location.
You can compare points, fees, and monthly payments on 30-, 20-, 15-year fixed rate mortgages. Size up the difference between the cost of a one- to seven-year adjustable and fixed rate mortgage. Learn how much cash you’ll need to pay on the day the loan closes and you buy your home. And much more!
What does it cost to apply for a mortgage online?
Nothing. There's no cost for completing our online mortgage application and getting approved for your loan. When you are ready to proceed with your STCU home loan, a $250 application deposit is required. Your deposit is credited toward your closing costs.
Is it safe to submit my personal information on an online application?
Yes. We use multiple layers of cutting-edge encryption and firewall technology to ensure that all member information is safe and secure.
If I’m approved for a home loan, do I have to accept it?
No. Applying online does not obligate you to choose STCU for your home loan, but you won't find a better lender anywhere. Learn more about the benefits of STCU home loans.
What if I get stuck?
Contact us and we'll be glad to offer personal assistance. That’s what we’re here for!
I’m still not convinced. Is there any other reason why I should apply online?
There are many reasons to apply online for an STCU mortgage, including:
For the most convenient home loan ever, step into the STCU Mortgage Center!
