Look for work, attend a technical training program, a community college, or a four-year university. These are only some of the many choices for a high school graduate. STCU wants to help.
If you're undecided about what to do next, you're not alone. Tap into these resources for ideas about your next step:
For a complete two-year guide to college applications and financial aid, download and print the STCU College Planning Guide.
If you need financial help to pay for college, your first step will be the Free Application for Federal Student Aid (FAFSA). FAFSA on the Web.
Loans such as a Stafford Loan , Parent Plus Loan, or Graduate Plus Loan are guaranteed by the Department of Education and offer the best rates and repayment options. For questions about filing deadlines, contact your college or university.
For undergraduate and graduate students whose needs are not met by federal financial aid programs, a private loan may be the best option.
Options for private lending are varied. Take the time to do your research so you understand your obligations. Two good starting points are: SallieMae or Student Loan Network. Both offer various loans, depending on your needs, that include the following:
Go to http://www.fastweb.com/ to search more than 180,000 private scholarships and loans from 3,000 sources.
The Department of Education requires all students to complete the entrance counseling interview before funds are disbursed, and the exit counseling interview upon completion or withdrawal from school. Go to http://www.edfund.com/ or http://www.nela.com/ to complete these interviews.
