Get 6.9% APR for life
Lower your cost of debt with a balance transfer to STCU Visa
Keep more money for yourself. Transfer those high-priced loans and credit card balances to STCU and pay just 6.9% annual percentage rate for the life of that balance.
We're offering this deal through Dec. 31, 2009, for any non-STCU loans or credit card balances you transfer to your STCU Visa® Classic, Gold, or Platinum credit cards. These are fixed-rate cards that do not use deceptive rate hikes and other practices found at some banks and credit card companies.
How to get 6.9% APR on balance transfers
If you already have an STCU Visa® credit card:
If you don't have an STCU Visa credit card:
- Apply now!
- Or print out a Visa Easy Application.
- Once you're approved for your new STCU Visa, ask a Member Service Representative for help to transfer your balances to STCU. Call (509) 326-1954 or (208) 619-4000.
Five reasons to make a balance transfer to STCU
- Lower your cost of debt. With our 6.9% APR balance transfer rate, you'll reduce your cost of debt and keep more money for yourself.
- No balance transfer fees! Some banks charge to transfer your balances. STCU never does.
- Low, fixed rate. This isn't one of those deals where 90 days later your rate skyrockets to 35% APR. At STCU, it's 6.9% APR for the life of the balance.
- No annual fee! STCU Visa cards have no annual fee when you sign up to receive e-statements each month.
- Best card around. Even without the balance transfer deal, the STCU Visa card is the best around. Our low, fixed rates range from 8.9% to 13.9%, depending on your creditworthiness, so you always know what you will pay to borrow from STCU. . Plus, you get free identity theft protection and travel assistance benefits.
- Local service. Many people are surprised to learn that we manage our own Visa credit cards. Your calls are answered by real people who are anxious to help answer your questions.
This offer is limited. Transfer your high-cost loans and credit card balances today!
*APR=Annual percentage rate. 6.9% APR applies to non-STCU balance transfers to an STCU Visa credit card account. STCU's low fixed rates for purchases: Visa Platinum 8.9%APR; Visa Gold 10.9% APR; Visa classic 13.9% APR. All cash advances, 13.9% APR. No annual fee on the Gold and Platinum. If you choose electronic statements, there is no annual fee on the Classic.
