Why do we seem to be bragging about how plain our Visa credit card is? Well, it’s because we’re proud to call our Visa simple, basic, and uncomplicated.
Who wants a confusing credit card where you get this amount of points when you shop here and you get this when you shop there? Or who wants to manage a rate that will change from a tantalizing 0% and skyrocket to 23.9% after six or nine months?
At STCU, we’re all about making it easy on you, our members. The STCU Visa is easy to understand. What’s confusing about local service, no rate hikes, low fixed rates, and no balance transfer fees? We think it’s pretty straight-forward but if you need an explanation, here goes:
Local service: All your questions will be answered by local STCU employees, we’re don’t farm anything out overseas.
No rate hikes: Your rate is fixed. We won’t raise it on you just because the wind blows west instead of east. (or if you miss a payment or your credit rating changes like many other companies do)
Low fixed rates: STCU’s rates range from 8.9% to 13.9% depending on your creditworthiness. See current Visa rates and disclosures.
No balance transfer fees: Many credit card companies offer you 0% APR on your balance transfer for a limited time, and then hidden in the fine print is a 3% balance transfer fee. We don’t do that. If you transfer a balance, all you’ll pay is 6.9% APR, nothing more.*
Oh, did we forget to mention that for a limited time you get 6.9% APR on all balance transfers for the life of that balance? We’d say that’s a pretty easy concept to understand!
Apply today!
