5.12% APY on IRA Share Accounts*

Ride out the market with an STCU IRA

The financial market is volatile-wouldn't you like to put your money someplace safe, secure, and even insured? If you answered yes, then listen up!

STCU is offering an incredible 5.12% annual percentage yield on its Individual Retirement Accounts (IRA) Share Accounts. Not only is it a great rate, it's a federally insured investment. You can't get that with the stock market.

If you have money sitting in a 401(k) from a previous employer, consider a direct rollover into an STCU IRA Share Account. Or, if you have money in an IRA, with another financial institution or brokerage account, consider a direct transfer to STCU. A minimum balance of only $6,000 will earn you this great rate.

If you already have an STCU IRA, you may be wondering how YOU can receive this rate. Simply bring your IRA minimum balance up to $6,000 in one of three ways:

  1. Rollover or directly transfer your other IRAs into an STCU IRA
  2. Make an additional contribution to your existing STCU IRA
  3. Directly rollover your 401K to an STCU IRA if you're changing or leaving a job

It's a critical time-the market is unpredictable-it's up to you to build your own retirement fund for the future. STCU is a safe and secure place to invest your money.

IRA contributions through April 15 may be applied toward your 2007 tax year, so there's still time to cash in on possible IRA tax advantages. To make contributions or rollover your IRA to STCU, visit any convenient branch location or call us at (509) 326-1954 in Washington, (208) 619-4000 in Idaho, or (800) 858-3750 from outside Spokane.

With an STCU IRA Share Account, you get 5.12% APY, no risk, guaranteed earnings, and it's federally insured up to $250,000. Invest in one today!

*5.12% Annual Percentage Yield (APY) is available on IRA Share Accounts with a minimum balance of $6,000. The APY for balances less than $6,000 is 2.02%. The APY is accurate as of December 1, 2007, and is subject to change. IRAs insured separately up to $250,000. Consult your tax advisor about IRA contribution limits and possible tax advantages.
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