STCU Visa®
Credits cards like no other!
STCU Visa credit cards give you rock-bottom rates, 24-hour access, and member-only benefits, including identity theft protection!
| Visa Features at a Glance | Classic | Gold | Platinum |
|---|---|---|---|
| Credit line | no minimum | no minimum | no minimum |
| Current Annual Percentage Rate (APR) | click here! | click here! | click here! |
| 24-hour telephone banking access | Yes | Yes | Yes |
| 24-hour cash machine access | Yes | Yes | Yes |
| No-fee convenience checks | Yes | Yes | Yes |
| Free traveler's insurance | Yes | Yes | Yes |
| Auto rental insurance | Yes | Yes | Yes |
| Automatic overdraft protection | Yes | Yes | Yes |
| Personal identity theft protection | Yes | Yes | Yes |
| Cardholder inquiry service | Yes | Yes | Yes |
| Visa travel assistance services | Yes | Yes | Yes |
| Emergency card replacement service | Yes | Yes | Yes |
| Annual fee | Yes* | No | No |
*The regular $12 Visa Classic annual fee is waived when you sign up for e-statements!
Benefits and Features
Low interest rates. STCU's Visa rate is often three, four, or five full percentage points lower than the competition. Consult STCU's Visa Classic, Visa Gold, and Visa Platinum rates to see just how much lower we are.
Cash advances. You can access your available credit every way conceivable. You can get cash advances at STCU offices or at Visa ATMs around the world. You can also call STCU's 24-hour telephone banking or STCU's online banking to transfer an advance right into your checking account.*
Auto insurance and other options. You can get everything from auto insurance to easy access of free Visa convenience checks. STCU Visa cards add emergency services as well.
ID theft protection. Every STCU Visa card -- Classic, Gold, or Platinum -- covers personal identity theft expenses at no charge to you!
Get Verified by Visa. Verified by Visa is a free security service for STCU members. It ensures that only you can use your STCU Visa credit or debit card (CheckCard) for online purchases at a growing number of participating merchants. Get registered today!
Get your STCU credit card verified
Get your STCU CheckCard verified
Store coupons.* Get discount coupons from dozens of merchants to use with your STCU Visa card. Click here to view the current offers, or check back later for more savings.
Avoid overdrawn balances. Set your Visa as automatic overdraft protection for your STCU checking account.
* Subject to cash advance fees.
Apply online! or call the 24-hour lending center at (509) 326-1954 or (800) 858-3750. Spend a few minutes with one of our loan specialists on the telephone to begin your loan application.
Activate your cardTo activate your new STCU Visa, call (888) 691-8661 in the United States or (515) 457-2085 internationally.
Reporting a lost or stolen Visa card
After hours, report lost or stolen cards by calling (800) 234-5354 in the United States or (410) 581-9994 internationally.
*The products and services offered through Visa store coupons are not endorsed or vouched for by STCU. STCU accepts no liability in connection with their use.
Visa disclosures and benefits
 Equal Opportunity LenderWorried about foreclosure? Low-cost assistance may be available. |
© 1995-2012 Spokane Teachers Credit Union |
This credit union is federally insured by the National Credit Union Administration. Unlimited protection on non-interest checking. |