Happy holidays... skip your Visa® payment!

Skip your December payment without penalty

Just in time for the holidays, STCU invites you to skip your regular December Visa payment without penalty or late fees.

That's one less thing to worry about during this busy holiday season. And one less bill to pay!

It's easy to skip your December Visa payment. When your statement arrives, simply don't pay it.

(Sure, that sounds shockingly irresponsible, but hundreds of members do it every year, and they're not irresponsible. They're just looking for a financial break during the holidays.)

STCU assumes that you want to participate, so if you skip your December payment, there's no penalty or late fees. You still have to pay interest charges, which will accrue on your unpaid balance, but your next minimum monthly payment won't be due until January 2010.

So go ahead and skip your Visa payment in December. It's our way of saying, Happy holidays!

What cards are eligible for skip pay?

Skip Pay is available on your STCU Visa Platinum, Gold, or Classic cards. Just another reason to apply for an STCU Visa card.

How do I participate?

When your December Visa statement arrives, don't pay it. If we don't receive your payment, we will assume that you want to skip it this year.

What if I don't want to skip my Visa payment in December?

Please notify STCU Card Services at (509) 326-1954, (208) 619-4000, or (800) 858-3750. You can make your Visa payments by online banking or telephone banking at (509) 326-3971.

What if I make my December payment by mistake?

If you forget and accidentally make your December payment, simply call us before January 1, 2009, at one of the numbers listed above and we will refund the payment to your account.

What about direct deposit and payroll deduction?

If your Visa bill is set up with automatic payment using direct deposit, periodic payment, or payroll deduction, please call us to arrange to skip your payment.

STCU