Hello! I'm your little plastic friend

The STCU Visa^® always treats you right

Just when the world needs a financial friend, the STCU Visa is there to help. It won't let you down. It always treats you right.

Friends are loyal. The STCU Visa is always up for shopping. It loves to go out to dinner. And it conveniently picks up the bill!

Friends are honest. Unlike some credit cards, the STCU Visa never sneaks around. You get low, fixed rates that don't change if you miss a payment.

Friends make you happy. The STCU Visa may be small, but it knows how to save you money. Transfer your non-STCU credit card or loan balances to your STCU Visa and get a money-saving 6.9% APR for the life of the balance! Get started now.

Friends stand with you. STCU, with $1.3 billion in assets, stands by the STCU Visa. We issue and service our own cards. We don't entrust this important financial relationship to a stranger.

Friends vouch for you. You may not always feel wealthy, but with the STCU Visa, you're good to go at millions of shops, airports, online merchants, and wherever Visa is accepted.

Friends know what you like. The STCU Visa loves to surprise you with lots of extras:

• No annual fee when you get your statements online.
• Rental car insurance.
• Emergency cash and travel assistance.
• Free identity theft protection.
• 24-hour cash advances at ATMs everywhere (subject to cash advance fee).
• Travel accident insurance.
• Online store coupons.
• Overdraft protection for your STCU checking account.

These days everyone needs a trusted financial friend like the STCU Visa. Apply today.

*APR = Annual Percentage Rate. 6.9% APR applies to non-STCU balance transfers to an STCU Visa credit card account. Ask us for details. STCU's low fixed rates for purchases: Visa Platinum 8.9% APR; Visa Gold 10.9% APR; Visa Classic 13.9% APR. All cash advances, 13.9% APR. No annual fee on the Gold and Platinum. If you choose electronic statements, there is no annual fee on the Classic. Please see disclosures for details.