Payment Protection

Because unexpected events happen every day

How would you and your family meet your loan and credit card payment obligations in the event of loss of life, disability, or unemployment?

Now you can protect yourself against unforeseen financial misfortune for just pennies a day with STCU's Payment Protection.*

How does Payment Protection work?

Payment Protection is a voluntary debt cancellation program available from STCU. Depending on the package you select, it can cancel your eligible loan balance or monthly loan payment, up to the agreement maximum, should loss of life, disability, or involuntary unemployment strike.  Protection is available for STCU consumer loans, home equity loans, or credit cards.

Benefit Packages Option 1 Option 2 Option 3
Loss of Life

Balance cancellation
Accident and sickness

Balance cancellation
Accident and sickness
Balance cancellation
Accident and sickness
Disability

Payment cancellation
Accident and sickness
30- day retro waiting period

Payment cancellation
Accident and sickness
30- day retro waiting period
Not applicable
Unemployment Payment cancellation
30- day retro waiting period
Not applicable Not applicable

Choose a package that contains one or more of these important Payment Protection options:

Enrollment is easy!

No health questions required to enroll. Call us at (509) 326-1954 or (800) 858-3750 or visit any of our convenient branch locations for additional details and rates.

*Payment Protection is a voluntary debt cancellation program available from STCU. Please refer to your STCU Payment Protection member agreement for complete terms of this program.
STCU