STCU Rates

Mortgage RatesRateAnnual Percentage RateMonthly Payments
15-Year Fixed5.750%5.954%$830.41
20-Year Fixed6.000%6.165%$716.43
30-Year Fixed6.000%6.124%$599.55
The rates, fees, and charges shown are effective Friday, November 21, 2008.

Maximum conventional loan is $417,000.

Rates shown assume a loan amount of $100,000 for a single-family primary residence, with an origination fee of 1% and a down payment of 20% or more. Loans with down payments of less than 20% may require mortgage insurance which could increase the APR. Interest rates on adjustable rate loans are subject to change on a scheduled change date. For this example, the monthly principal and interest payment for a 1-Year ARM loan would be for the first 12 months only.

These rates are for some of our most popular products. Other programs and financing options are available. Please consult our Real Estate Department for specific products and their applicable terms, rates and fees.

Rates are subject to change without notice. In order to lock a rate, an application must be submitted and rate lock agreement must be signed.

For more information, please call STCU at 509-326-1954 or toll-free at 1-800-858-3750.
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