STCU Rates

Visa CardsVisa Classic (L30)Visa Platinum (L25)Visa Gold (L29)
Annual Percentage Rates (APR) For Purchases

The APR for the purchase balance is fixed at

13.90%

The APR for the purchase balance is fixed at

8.90%

The APR for the purchase balance is fixed at

10.90%
Other Annual Percentage Rates (APR)

The APR for the cash advance balance is fixed at

13.90%

The APR for transferred balances is fixed at

6.90%
Grace Period For Repayment of the Balance for Purchases

You have 25 days to repay your balance before a Finance Charge will be imposed.

You have 25 days to repay your balance before a Finance Charge will be imposed.

You have 25 days to repay your balance before a Finance Charge will be imposed.

Method of Computing Balance For Purchases

Average Daily Balance (including new purchases).

Average Daily Balance (including new purchases).

Average Daily Balance (including new purchases).

Annual Fee$12.00*NoneNone
Transaction Fee for Cash Advances2.00% of the total cash advance or $5.00 minimum.
Late Payment Fee$25.00
Overlimit Fee$25.00

Notes

  1. *Annual fee waived with e-Statement.

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