STCU Rates

Visa CardsVisa Classic (L30)Visa Platinum (L25)Visa Gold (L29)
Annual Percentage Rates (APR) For Purchases

The APR for the purchase balance is

13.90%

The APR for the purchase balance is

8.90%

The APR for the purchase balance is

10.90%
Other Annual Percentage Rates (APR)

The APR for the cash advance balance is

13.90%

The APR for transferred balances is

13.90%
How To Avoid Paying Interest On Payments

Your due date is at least 23 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance and promotional balances that you pay by the due date each month.

Your due date is at least 23 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance and promotional balances that you pay by the due date each month.

Your due date is at least 23 days after the close of each billing cycle. We will not charge any interest on the portion of the purchases balance and promotional balances that you pay by the due date each month.

How We Will Calculate Your Balance

Average Daily Balance (including new purchases).

Average Daily Balance (including new purchases).

Average Daily Balance (including new purchases).

Annual Fee$12.00*NoneNone
Transaction Fee For Cash Advances and Balance Transfers2.00% of the total cash advance or balance transfer or $5.00 minimum.
Late Payment Fee$25.00

Notes

  1. *Annual fee waived with e-Statement.

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