Members Choice® mechanical repair coverage

Because breaking down is easy to do

Car trouble is more than hassle. It's expensive. Now you can get peace of mind on the road when you have Members Choice mechanical repair coverage (MRC) from STCU. MRC insures your vehicle against unexpected mechanical breakdown for business or personal travel.

Backed by the Cuna Mutual Group, your MRC covers nearly all mechanical breakdowns, with no deductibles.

Whether you're buying your vehicle from a dealer or private party, MRC can be obtained on most vehicles 10 years old or newer with fewer than 100,000 miles. MRC is also available for newer used vehicles that you`ve already paid for.

Build MRC protection right into your low-interest car or truck loan from STCU. Call (509) 326-1954 or toll-free at (800) 858-3750 or visit one of our convenient branch locations.

Because someday, somewhere, you may be glad you have MRC on your vehicle.

Quick Facts

  • Rental reimbursement
  • 24-hour toll-free roadside assistance
  • Emergency travel expense
  • Nationwide authorized repair facilities
  • Transferable coverage
  • Flexible commitment
  • No out of pocket costs (other than any applicable deductible)