Money market accounts

Earn up to 0.40% APY on $25,000 or more!*

A comfortable fit for anyone setting money aside, your STCU Money Market Account earns dividends while providing quick access to your money.

  • Dividends compounded monthly.
  • Dividend rate rises automatically when your account balance reaches higher tiers of savings.
  • Unlimited deposits or withdrawals in person, by mail, or Night Drop.
  • Up to six transfers, including checks, per month.
  • 24-hour online banking or telephone banking access.
  • No fees, service charges, or minimum opening or balance.
  • Free STCU Deluxe Specialty or Deluxe Exclusive checks if you're 55+ with direct deposit.
  • Federally insured accounts to $250,000. More

Ready money.

Get the best rate on higher balances, when you open an STCU Presidentís Premium Money Market Account with $25,000 or more. Currently, 0.40% APY!

With a money market account at STCU, you have ready access to your funds, with no service or monthly fees. Write up to six checks or transfers per month, and make unlimited deposits or withdrawals in person or by mail or STCU Night Drop.

See all rates


Open account

STCU members can open a Money Market Account right now!

  • Click the button above to log into online banking.
  • Click on the "Accounts" tab, then the "Add account" button.
  • Select the "STCU money market" to open your account.
  • Complete the instructions to fund your Money Market Account from an existing STCU account or to transfer money from another financial institution.

New to STCU?

Join STCU online and open your Money Market Account. (Membership fee is waived when you join online. More)

You can also join the credit union by visiting the STCU branch location nearest you.

Need help setting up your account? Call or chat with an STCU member service representative during regular business hours.

Money market accounts for business

STCU money market accounts are a great tool for your business too! Learn more

*Standard rate of 0.15% annual percentage yield (APY) if the balance drops below $25,000. APY is accurate as of the last dividend declaration date. Rates may change after account opening.