Ignore those tricky, out-of-town megabank cards. Now you you can get a trustworthy 0% APR credit card from STCU, your local, member-owned credit union!
Plus, you can move your existing balances from non-STCU cards and loans and reduce the rate on those balances for a full year to STCU’s money-saving 1.9% APR on balance transfers -- with no fee!
This introductory rate offer is available to STCU members who do not yet have an STCU Visa Platinum. Standard purchase rates will apply to your remaining balance after the introductory periods ends. Check rates
The STCU Visa Platinum is one of the best-kept secrets around. There's no annual fee AND you get Passport Unlimited® instant savings built right into the card.
Passport Unlimited is an exclusive deal offered by no other financial institution in the Inland Northwest. When you pay with your STCU Visa Platinum, you can get up to 50% off, or complimentary second entree, at hundreds of local, regional, and national participating restaurants, merchants, and online stores.
Low interest rates. Your STCU Visa Platinum rate will depend on your creditworthiness, but may be several percentage points lower than the competition.
Transfer high-cost balances and save. If you're paying more than 6.9% APR on your non-STCU credit cards, you're paying too much. Lower your cost of debt today: Transfer your high-cost credit card balances to an STCU Visa Platinum!
|Visa features at a glance||Platinum|
|Credit line||no minimum|
|Current annual percentage rate (APR)||click here|
|24-hour telephone banking access||Yes|
|24-hour cash machine access||Yes|
|Free traveler's insurance||Yes|
|Auto rental insurance||Yes|
|Automatic overdraft protection||Yes|
|Personal identity theft protection||Yes|
|Cardholder inquiry service||Yes|
|Visa travel assistance services||Yes|
|Emergency card replacement service||Yes|
Rental car insurance waiver. With your STCU Visa, you have access to Visa auto rental collision damage waiver benefits and emergency services.
ID theft protection. Every STCU Visa Platinum card covers personal identity theft expenses at no charge to you!
Verified by Visa. Verified by Visa is a free security service for STCU members. It ensures that only you can use your STCU Visa credit or debit card for online purchases at a growing number of participating merchants. Click one of the following to register:
Avoid overdrawn balances. Set your Visa as automatic overdraft protection for your STCU checking account.
Apply online or call the 24-hour lending center at (509) 326-1954 or (800) 858-3750.Activate your STCU Visa Platinum by calling (888) 691-8661 in the United States or (515) 457-2085 internationally.
To report a lost or stolen STCU Visa Platinum credit card, call the credit union immediately at (800) 858-3750. After hours, call (800) 234-5354 in the United States or (410) 581-9994 internationally.