Open your STCU credit card today and enjoy 0% APR on everything you buy during the next seven billing cycles (that's at least six months).
There is no catch to this deal. Just genuine member benefits!
You can even move existing balances from non-STCU cards and loans to lower your cost of old debt. Open your STCU credit card and get 1.9% APR on your balance transfer for a year. With no balance transfer fee!
NOTE: This introductory rate is available to our members who do not yet have an STCU credit card. Standard purchase rates will apply to your remaining balance after the introductory periods ends. See our highly competitive rates!
Move your high-cost, non-STCU loans and credit card balances to your STCU credit card by September 30, 2015, and reduce your cost of debt to as low as 5.90% APR. (Nonmembers: The STCU membership fee is waived if you join online!) Enjoy your lower rate on your transferred balances until the September 2016 billing cycle, with no balance transfer fee!
Make the move to lower your cost of debt by chatting with an STCU member service representative, calling (800) 858-3750, or visiting any STCU branch location. Do it before September 30 to take advantage of this balance transfer deal!
Just when you thought this deal couldn't get any better, every STCU credit card comes with Passport Unlimited® instant savings built right in.
Passport Unlimited is an exclusive deal offered by no other financial institution in the Inland Northwest. Pay with your STCU credit card, you can get up to 50% off, or complimentary second entree, at hundreds of local, regional, and national participating restaurants, merchants, and online stores -- instantly! There's no annual fee, no secret handshake, and no limit on how many times you can cash in on the Passport Unlimited discount.
Print out a current list of participating Passport Unlimited merchants.
Low interest rates. Your STCU credit card rate will depend on your creditworthiness, but may be several percentage points lower than the competition.
|STCU credit card features|
|Credit line||no minimum|
|Current annual percentage rate (APR)||click here|
|24-hour telephone banking access||Yes|
|24-hour cash machine access||Yes|
|Free traveler's insurance||Yes|
|Auto rental insurance||Yes|
|Automatic overdraft protection||Yes|
|Personal identity theft protection||Yes|
|Cardholder inquiry service||Yes|
|Travel assistance services||Yes|
|Emergency card replacement service||Yes|
Cash advances. Access your available credit with a cash advance from STCU branch locations or ATMs that accept major credit cards worldwide. You can also call STCU's 24-hour telephone banking or use STCU's online banking to transfer an advance right into your checking account. (Subject to cash advance fee.)
Rental car insurance waiver. With your STCU credit card, you have access to auto rental collision damage waiver benefits and emergency services.
ID theft protection. Every STCU credit card covers personal identity theft expenses at no charge to you!
Avoid overdrawn balances. Set your credit card as automatic overdraft protection for your STCU checking account
Apply online or call the 24-hour lending center at (509) 326-1954 or (800) 858-3750.
Activate your STCU credit card by calling (888) 691-8661 in the United States or (515) 457-2085 internationally.
To report a lost or stolen STCU credit card, call the credit union immediately at (800) 858-3750. After hours, call (800) 234-5354 in the United States or (410) 581-9994 internationally.