Your STCU Visa Platinum credit card has no annual fee and includes Passport Unlimited® instant savings, an exclusive deal offered by no other financial institution in the Inland Northwest. Check current list of participating Inland Northwest restaurants, shops, and services.*
|Visa Features at a Glance||Platinum|
|Credit line||no minimum|
|Current annual percentage rate (APR)||click here|
|24-hour telephone banking access||Yes|
|24-hour cash machine access||Yes|
|Free traveler's insurance||Yes|
|Auto rental insurance||Yes|
|Automatic overdraft protection||Yes|
|Personal identity theft protection||Yes|
|Cardholder inquiry service||Yes|
|Visa travel assistance services||Yes|
|Emergency card replacement service||Yes|
Passport Unlimited. Passport Unlimited provides STCU members with exclusive discounts up to 50% off or complimentary second entree, at hundreds of local, regional, and national participating restaurants, merchants, and online stores. Get the details. Or print out a current list of participating merchants.*
Low interest rates. Your STCU Visa Platinum rate will depend on your creditworthiness, but may be several percentage points lower than the competition.
Transfer high-cost balances and save. If you're paying more than 8.9% APR on your non-STCU credit cards, you're paying too much. Lower your cost of debt today: Transfer your high-cost credit card balances to an STCU Visa Platinum!
Cash advances. Access your available credit with a cash advance from STCU branch locations or Visa ATMs worldwide. You can also call STCU's 24-hour telephone banking or use STCU's online banking to transfer an advance right into your checking account. (Subject to cash advance fee.)
Rental car insurance waiver. With your STCU Visa, you have access to Visa auto rental collision damage waiver benefits and emergency services.
ID theft protection. Every STCU Visa Platinum card covers personal identity theft expenses at no charge to you!
Verified by Visa. Verified by Visa is a free security service for STCU members. It ensures that only you can use your STCU Visa credit or debit card for online purchases at a growing number of participating merchants. Click one of the following to register:
Avoid overdrawn balances. Set your Visa as automatic overdraft protection for your STCU checking account.
Apply online or call the 24-hour lending center at (509) 326-1954 or (800) 858-3750.Activate your STCU Visa Platinum by calling (888) 691-8661 in the United States or (515) 457-2085 internationally.
To report a lost or stolen Visa Platinum after hours, call immediately at (800) 234-5354 in the United States or (410) 581-9994 internationally.