Cash management.

ACH services.

Enjoy the option to receive ACH payments and direct deposit to your business. Collect payments from customers and vendors — and pay employees and other recurring bills — quickly and safely from your business online banking account. Additional benefits include multiple payment and collection templates, detailed and downloadable reporting, no limits on employee count, and no setup charge. Use direct deposit for payroll, saving money and boosting employee satisfaction. Same-day ACH is also available for time sensitive payments.*

Remote deposit.

With a desktop scanner and secure internet connection, you can deposit checks on your schedule without having to leave the office. Save time, scan and save check images for easy reporting, and improve cash flow and access to funds — all with no monthly fee.

Contact the Cash Management team today at (509) 344-2200 to get set up with your scanner.

Merchant services.

Increase your sales, get paid faster, and capture customer data with STCU merchant services. With our reliable, easy-to-use devices at your business, you'll provide customers the freedom to pay the way they want — in-store, online, or on the go with their credit card, gift card, check, or digital wallets, including Apple Pay ^®, Google Pay ^TM, Samsung Pay ^®, and more.

STCU merchant services provides your business with 24/7 merchant support, a free savings assessment, advanced fraud prevention, and real-time analysis of customer data to make your point-of-sale transactions smarter and more efficient.

Learn more about merchant services

Wire transfers.

Send money quickly and easily to anyone in the world. STCU Business offers both domestic and international wire transfers.

Save time by using business online banking to send money from the convenience of your home or office. Online wire transfers are a safe way to get your money where it needs to go.

Positive Pay.

Fight the risk of fraud before it happens. ACH Positive Pay and Check Positive Pay help make sure your money stays safe so you can have peace of mind.

ACH Positive Pay lets you manage and monitor incoming debits posting to your account. If something isn’t right, you can return the debit before any money leaves your account.

Check Positive Pay works by matching checks waiting to be cleared with checks that have already been authorized by you. If something doesn’t match up, we’ll notify you so you can review the transaction. If it’s fraudulent, you can choose to return it.

Sweeps.

Move excess funds automatically each business day from primary checking to money market and/or loan accounts to maximize your earned dividends or to reduce interest expense. Funds can also move back into your checking account, as needed, to avoid service fees and to protect your account from overdrafts.

Federal tax payments.

Make deadlines and improve efficiency by enrolling in the free Electronic Federal Tax Payment System.  Visit the EFTPS website to enroll with your employer identification number (EIN), your STCU account number, and the STCU Routing Transit Number — 325182700.