It pays to refinance your vehicle, literally.
Bring your loan from another lender and earn 1% cash back, up to $750 per loan.
Is your vehicle financed somewhere else? If your auto, truck, boat, or recreational vehicle loan isn’t with STCU, refinancing could put money back in your pocket.
Refinance your eligible vehicle loan with STCU and you could earn 1% cash back (up to $750) per loan. It’s our way of giving you and your loan the best parking space on the lot.
What you can refinance.
Our 1% cash back offer applies to qualifying loans for:
- Auto and trucks.
- Boats.
- RVs and trailers.
How to apply.
There are a few ways to apply. Pick the option that works best for you.
- Apply online and select Refinance as the purpose of your loan
- Call us:
- Washington: (509) 326‑1954
- Idaho: (208) 619‑4000
- Oregon: (541) 278-9000
- Toll‑free: (800) 858‑3750
- Visit any STCU branch to get started in person.
Why refinance with STCU?
Cash back is just the beginning. Refinancing your vehicle loan with STCU may also:
- Lower your interest rate.
- Reduce your monthly payment.
- Shorten your loan term.
- Lower the total interest you pay over time.
With competitive vehicle loan rates and local support, parking your loan with STCU has its benefits.
Check current vehicle loan rates or contact us to learn more.
Disclosures
* Loans subject approval. Offer good for non-STCU loans only. The 1% cash back offer is limited to $750 per loan. Effective May 1 through September 30, 2026. Recipient is responsible for all taxes related to promotional payments. Promotional funds payout must be made to an active STCU checking or savings account. Deposit account is not a condition of loan approval. Rates and terms of your STCU loan are the same with or without the promotion and may depend on the creditworthiness of the applicant and model year of vehicle. No limit on the number of loans refinanced. STCU reserves the right to terminate or alter this promotion at any time.
