Download the STCU mobile app

Get the branch that moves with you

Stay close to your money when you download the STCU mobile app from the Apple Store or Google Play.

Secure and easy to use, this app turns your phone into a hand-held branch location where you can check account balances, send or deposit money, pay bills, track spending and savings, and more. You can even send secure messages for assistance with your account.

Click any feature shown below for more information:

Funds available the same day! (Subject to funds availability policy.)

Deposit checks from your phone and save a trip to the credit union. Submit front and back photos of your check and confirm the amount. It's easy! Show me how

Monitor your credit score from your phone. Check to see what’s changed, how you compare to others in your zip code, your credit card usage rate, and credit score history.

Once you’ve logged into the app, click on “Self-service” to check your credit score.

Check your account balances without logging in! Available on Android and iOS, including smart watches.

To set up Balance Peek, first log into online banking and open "Settings." Choose accounts you want to view. When you launch the app, tap on "Balance Peek" before logging in. Note: Regular viewing of accounts is always available when you open the mobile app.

Find an STCU branch or shared branching location, or locate a surcharge-free ATM. The app uses your current GPS location, Zip Code, or address.

Transfer money between your accounts or to another member or financial institution. Show me how

(To transfer money using the mobile app, first set up transfer details to other members or financial institutions in your online banking account. Transfers to other members require the last name and either their 10-digit account number, phone number, or email address.) More

Pay bills anytime, anywhere. Review your history of payments. Show me how

To set up billpay, first add your payees or schedule recurring payments from your online banking account. More

Log your travel schedule in advance to ensure debit and credit cards are accepted wherever you go. Choose "Self-service" from the app's menu to open this feature.

Access your accounts fast and securely with your PIN-based login! For devices that support it, choose fingerprint authentication and Touch ID®.

Create a saving goal for future purchases or events. Set up email alerts when you’ve reached your goals. Show me how

First set your saving goal in online banking, then you can monitor it with the mobile app. More

Monitor spending and set up email alerts to warn when you've exceeded your budget. Show me how

Create your budget in online banking before using the mobile app to track spending and email alerts. More

 


 

 

Extras

  • Message STCU securely. Contact STCU for private account and support questions.
  • Ironclad security. 128-bit SSL encryption technology protects your personal information and accounts.

Frequently asked questions

What’s the difference between the mobile app, mobile-friendly site, and full site?

The mobile app can only be used on the latest two versions of Apple iOS and Android mobile devices. The mobile-friendly site can be accessed at http://my.stcu.org/mobile, using your web browser on most phones, tablets, and other mobile devices. With the exception of mobile deposit, the full online banking site supports all features and can be used with most devices, though the best experience may occur on your laptop or desktop computer.

Does the mobile app work without an Internet connection?

No, your mobile device must be connected to the Internet to use the STCU mobile app. The mobile app provides round-the-clock account access anywhere your mobile device is connected to the Internet.

What kinds of checks can I deposit using the mobile app?

Our mobile deposit can accept most domestic checks, including personal, business, and payroll checks. However, please be aware of these limitations: Mobile deposit is unable to accept foreign checks, third-party checks, substitute checks, traveler's checks, and checks older than six months. In addition, checks with uncommon formatting style -- such as amount or payee name situated in an uncommon location, or superfluous characters (e.g., extra $$ symbols) located around the amount field -- will not be accepted. Please visit your nearest STCU branch location for these types of check deposits. Before making your deposit, please endorse your check(s) exactly as the payee line reads. More

When will my mobile deposit funds be available?

In most cases, your mobile deposit is processed the same day. (Log out and back into your account to see if the balance is updated! STCU's funds availability policy allows same-day access to the first $500, with the remainder available after two business days.)

What if I lose my mobile device?

You can manage any "remembered device" or "PIN-enabled device" at stcu.org. Log into online banking, then open Settings >> Security to delete your devices from your security profile so that your account information is never stored on your device. If your device is lost or stolen, monitor your accounts closely for any suspicious activity.